Products

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Mobile Banking

GTiPay’s Mobile Banking Platform provides a secure, encryopted transactions and payment token account information with no personal information used in POS transactions. The platform has the latest security KYC & AML best practices with detailed monitoring and audit capabilities. Other key features include:

  1. Free registration of virtual bank accounts, linking recipients of international remittances of direct deposits to a GTiPay virtual account.

  2. Highly competitive transaction fees with instantaneous payment & settlements.

  3. Cardless ATM transactions, instantaneous transfers between accounts worldwide.

  4. Customizable value-added services, utility payments, including micropayments and aggregated settlements GTiPay - Africa.

  5. Mobile Network independent (service focus, African Diaspora)

  6. Merchant payment services for merchant/retailers POS systems and ecommerce business.

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Commercial Lending

GTiPay is digitizing Farming Cooperatives and their membership as a way to offer FinTech & MicroLoan services to many agribusiness. Qualified farmers agree to pay 3.5% interest per Month on all Micro loans with capital reduction upon full repayment at crop sale. Farmers use business loans for expansion purposes. Average Micro Loan is $350 to $500 for 3-Month, 6-Months or 9-Months terms and is used to for Chemical/Fertilizer purchases &/or crop seeds.

Farming cooperatives offer farmers guaranteed fair market price, guaranteed crop purchase, and the opportunity to export their goods to overseas markets via confirmed PO’s. Farmers seek membership in farming cooperatives so that they can collectively apply for Fintech - Micro Loans.  Projects provide Micro Loans to Village Community Savings Groups, Farming Cooperatives (SACCOs), Artisinal Miners, Farm Smallholdings, Agribusinesses, Small Businesses, Schools, Healthcare, Community Faith Based Groups and Charity Outreach Programs.

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Project & Trade Finance

GTiPay advises & invests in Project & Trade Financings throughout the Middle East & Africa. Selected projects are in the Transportation, Energy and Metals & Mining sectors. GTiPay also invests in projects to empower disenfranchised communities in the Agribusiness. Current projects are in Uganda, Zambia and Ghana.

Uganda Tea Consortium
GTiPay has contracts with the Ugandan Tea Association and Tea Processors Consortium to produce higher quality tea for the export market and other production improvements along the Tea value chain. The Fund is exploring additional opportunities in other Agribusiness Value Chains (Coffee, Maize, Cocoa, etc.). GTiPay is working to secure additional Government Guarantees for its projects.

GTiPay Fuel Club Card
GTiPay has invested in MPN Int’l, and is developing GTiPay Fuel Club Card for the East African market. In addition to being the first independent vendor certified for POS, Prepaid card payments in Uganda, the GTiPay Fuel Club Card will bring significant cost-savings to fleet owners and retail customers. MPN Int’l is based in the U.S. and has international franchises in Uganda and Zambia and is a Payment Card Industry Data Security Standard (PCI DSS) certified company. For more information, please see our website at https://www.mpn-int.com

Schedule an Appointment

GTiPay professionals are available during normal business hours, Monday-Friday. Please specify the country you are calling from and the product you are interested in discussing when scheduling an appointment. Please schedule an appointment here and one of our professionals will get back to you.